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REAL SMART MICRO FINANCE ASSOCIATION

Active

REAL SMART MICRO FINANCE ASSOCIATION having CIN U67190UP2016NPL077061 is 9 years , 3 month & 1 days old Private Indian Company incorporated on 09 Mar 2016. It is classified as Non-government company and is registered at ROC Kanpur. Its authorized share capital is Rs. 1,000,000 and its paid up capital is Rs. 100,000. It's NIC code is 67190 (which is part of its CIN).

As per the NIC code, it is involved in Activities Auxiliary To Financial Intermediation N.E.C. [This Class Includes Activities Of Financial Advisers . REAL SMART MICRO FINANCE ASSOCIATION Annual General Meeting (AGM) was last held on N/A and as per records from Ministry of Corporate Affairs (MCA), its balance sheet was last filed on 09-30-2023. Directors of REAL SMART MICRO FINANCE ASSOCIATION are Ashok Kumar Yadav and Ashok Kumar Yadav.

REAL SMART MICRO FINANCE ASSOCIATION ' Corporate Identification Number (CIN) is U67190UP2016NPL077061 and its registration number is 077061. Users may contact REAL SMART MICRO FINANCE ASSOCIATION on its Email address - vijaybandhuenterprises@gmail.com Registered address of REAL SMART MICRO FINANCE ASSOCIATION is H NO -2 VILLAGE AHMADPUR POST SHIVPUR VSI,VARANASI,Uttar Pradesh,India-221003. Current status of REAL SMART MICRO FINANCE ASSOCIATION is - Active.

Key Indicators

Authorised Capital
1,000,000

as on 10/06/2025

Paid Up Capital
100,000

as on 10/06/2025

Company Age
9 Year, 3 Months
Last Filing with ROC
1 Year, 8 Months

Company Information

CIN U67190UP2016NPL077061
Company Status Active
Registration Number 077061
Date of Incorporation 03/09/2016
RoC ROC Kanpur
Company Age 9 years & 95 days
Authorized Capital ₹ 1000000
Paid-up capital ₹ 100000
Company Category Company limited by shares
Company Sub-Category Non-government company
Class of company Private
Activity Activities Auxiliary To Financial Intermediation N.E.C. [This Class Includes Activities Of Financial Advisers
Listing status Unlisted
Date of Last Annual General Meeting 31-03-2023
Date of Latest Balance Sheet 31-03-2023

Contact

Email ID vijaybandhuenterprises@gmail.com
Address Kasya Kushinagar Uttar Pradesh India 274403
Website ********.com
Contact Number +91*******

Location on Map

Director

Designation Name Date OF Appointment DIN PAN Tenure
Director
VIJAY KUMAR YADAV
10/01/2021 08760333 *****1340N 3 years
Director
SURESH CHANDRA YADAV
10/01/2021 08760335 *****1339M 3 years
Director
ASHOK KUMAR YADAV
01/30/2024 08760334 *****9358A 1 years

Companies connected through Directors

Name Status Paid Up Capital Common Directors Address
VIJAY BANDHU MICROSERVICES FOUNDATION
Active
1,00,000.00 1 Uttar Pradesh
VIJAY BANDHU IT SOLUTIONS PRIVATE LIMITED
Active
1,00,000.00 1 Uttar Pradesh

Charges on assets

No Data Available
Charge Holder Branch Amount Date of creation Modification Satisfaction Status
Not Available

Registered Details

CIN
U67190UP2016NPL077061
PAN
U67190UP2016NPL077061
Incorporation
1 years , 4 month
Company Email
vijaybandhuenterprises@gmail.com
Paid up Capital
₹ 100,000
Authorised Capital
₹ 1,000,000
Type
Private Non-government company

* There is the date provided by MCA, but availability for this year is not guaranteed.

-

Industry

Activities Auxiliary To Financial Intermediation N.E.C. [This Class Includes Activities Of Financial Advisers

Key Metrics

** All rupee values in INR crores. Based on March 2024 numbers.

Sales arrow 9.29%
₹ 140,987.4
EBITDA arrow 29%
₹ 135,987.4
Net Profit arrow 29%
₹ 135,987.4
Networth arrow 29%
₹ 135,987.4
Borrowings arrow 9.29%
₹ 140,987.4
Assets arrow 9.29%
₹ 140,987.4
Gross Margin arrow 9.29%
₹ 140,987.4
Operating Margin arrow 29%
₹ 135,987.4
Net Profit Margin arrow 29%
₹ 135,987.4
Return on Equity arrow 29%
₹ 135,987.4
ROCE arrow 9.29%
₹ 140,987.4
Debt to Equity arrow 9.29%
₹ 140,987.4

Financial Highlights

** All numbers in INR crores

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
Sales Locked Locked Locked Locked Locked
Operating profit Locked Locked Locked Locked Locked
Net profit Locked Locked Locked Locked Locked
Gross margin Locked Locked Locked Locked Locked
Operating margin Locked Locked Locked Locked Locked
Net margin Locked Locked Locked Locked Locked
Networth Locked Locked Locked Locked Locked
Borrowings Locked Locked Locked Locked Locked
Assets Locked Locked Locked Locked Locked
Debt to equity Locked Locked Locked Locked Locked
Current ratio Locked Locked Locked Locked Locked
ROE Locked Locked Locked Locked Locked
Days payable Locked Locked Locked Locked Locked
WC days Locked Locked Locked Locked Locked
unlock

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Balance Sheet

**** All numbers in INR crores

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
EQUITY AND LIABILITIES
(1) Shareholders‘ funds + Locked Locked Locked Locked Locked
(a) Share capita Locked Locked Locked Locked Locked
(b) Reserves and surplus Locked Locked Locked Locked Locked
(c) Money received against share warrants Locked Locked Locked Locked Locked
(2) Share application money pending allotment Locked Locked Locked Locked Locked
(3) Non-current liabilities + Locked Locked Locked Locked Locked
(a) Long-term borrowings Locked Locked Locked Locked Locked
(b) Deferred tax liabilities (Net) Locked Locked Locked Locked Locked
(c) Other Long-term liabilities Locked Locked Locked Locked Locked
(d) Long-term provisions Locked Locked Locked Locked Locked
(4) Current liabilities + Locked Locked Locked Locked Locked
(a) Short-term borrowings Locked Locked Locked Locked Locked
(b) Trade payables Locked Locked Locked Locked Locked
(A) total outstanding dues of micro enterprises and small enterprises; and Locked Locked Locked Locked Locked
(B) total outstanding dues of creditors other than micro enterprises and small enterprises. Locked Locked Locked Locked Locked
(c) Other current liabilities Locked Locked Locked Locked Locked
(d) Short-term provisions Locked Locked Locked Locked Locked
Total Locked Locked Locked Locked Locked
ASSETS
Non-current assets + Locked Locked Locked Locked Locked
(a) [Property, Plant and Equipment] Locked Locked Locked Locked Locked
(i) Tangible assets Locked Locked Locked Locked Locked
(ii) Intangible assets Locked Locked Locked Locked Locked
(iii)Capital work-in-progress Locked Locked Locked Locked Locked
(iv) Intangible assets under development Locked Locked Locked Locked Locked
(b) Non-current investments Locked Locked Locked Locked Locked
(c) Deferred tax assets (net) Locked Locked Locked Locked Locked
(d) Long-term loans and advances Locked Locked Locked Locked Locked
(e) Other non-current assets Locked Locked Locked Locked Locked
(2) Current assets + Locked Locked Locked Locked Locked
(a) Current investments Locked Locked Locked Locked Locked
(b) Inventories Locked Locked Locked Locked Locked
(c) Trade receivables Locked Locked Locked Locked Locked
(d) Cash and cash equivalents Locked Locked Locked Locked Locked
(e) Short-term loans and advances Locked Locked Locked Locked Locked
(f) Other current assets Locked Locked Locked Locked Locked
Total assets Locked Locked Locked Locked Locked
Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
EQUITY AND LIABILITIES
(1) Shareholders‘ funds + lock lock lock lock lock
(a) Share capita lock lock lock lock lock
(b) Reserves and surplus lock lock lock lock lock
(c) Money received against share warrants lock lock lock lock lock
(2) Share application money pending allotment lock lock lock lock lock
(3) Non-current liabilities + lock lock lock lock lock
(a) Long-term borrowings lock lock lock lock lock
(b) Deferred tax liabilities (Net) lock lock lock lock lock
(c) Other Long-term liabilities lock lock lock lock lock
(d) Long-term provisions lock lock lock lock lock
(4) Current liabilities + lock lock lock lock lock
(a) Short-term borrowings lock lock lock lock lock
(b) Trade payables lock lock lock lock lock
(A) total outstanding dues of micro enterprises and small enterprises; and lock lock lock lock lock
(B) total outstanding dues of creditors other than micro enterprises and small enterprises. lock lock lock lock lock
(c) Other current liabilities lock lock lock lock lock
(d) Short-term provisions lock lock lock lock lock
Total lock lock lock lock lock
ASSETS
Non-current assets + lock lock lock lock lock
(a) [Property, Plant and Equipment] lock lock lock lock lock
(i) Tangible assets lock lock lock lock lock
(ii) Intangible assets lock lock lock lock lock
(iii)Capital work-in-progress lock lock lock lock lock
(iv) Intangible assets under development lock lock lock lock lock
(b) Non-current investments lock lock lock lock lock
(c) Deferred tax assets (net) lock lock lock lock lock
(d) Long-term loans and advances lock lock lock lock lock
(e) Other non-current assets lock lock lock lock lock
(2) Current assets + lock lock lock lock lock
(a) Current investments lock lock lock lock lock
(b) Inventories lock lock lock lock lock
(c) Trade receivables lock lock lock lock lock
(d) Cash and cash equivalents lock lock lock lock lock
(e) Short-term loans and advances lock lock lock lock lock
(f) Other current assets lock lock lock lock lock
Total assets lock lock lock lock lock

Profit & Loss

**** All numbers in INR crores

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024
I.Revenue from operations lock lock lock lock lock
II. Other income lock lock lock lock lock
III.Total Revenue (I + II) lock lock lock lock lock
IV.Expenses + lock lock lock lock lock
(1)Cost of materials consumed lock lock lock lock lock
(2)Purchases of Stock-in-Trade lock lock lock lock lock
(3)Changes in inventories of finished goods work-in-progress and lock lock lock lock lock
(4)Stock-in-Trade lock lock lock lock lock
(5)Employee benefits expense lock lock lock lock lock
(6)Finance costs lock lock lock lock lock
(7)Depreciation and amortisation expense lock lock lock lock lock
(8)Other expenses lock lock lock lock lock
(9)Total expenses lock lock lock lock lock
VProfit before exceptional and extraordinary items and tax (III - IV) lock lock lock lock lock
VIExceptional items lock lock lock lock lock
VII.Profit before extraordinary items and tax (V - VI) lock lock lock lock lock
VIII.Extraordinary items lock lock lock lock lock
IX.Profit before tax (VII- VIII) lock lock lock lock lock
X. Tax expense: + lock lock lock lock lock
(1)Current tax lock lock lock lock lock
(2)Deferred tax lock lock lock lock lock
XI.Profit (Loss) for the period from continuing operations (VII-VIII) lock lock lock lock lock
XII.Profit/(loss) from discontinuing operations lock lock lock lock lock
XIII.Tax expense of discontinuing operations lock lock lock lock lock
XIV.Profit/(loss) from Discontinuing operations (after tax) (XII-XIII) lock lock lock lock lock
XV.Profit (Loss) for the period (XI + XIV) lock lock lock lock lock
XVI.Earnings per equity share: + lock lock lock lock lock
(1) Basic lock lock lock lock lock
(2)Diluted lock lock lock lock lock
Precentage of total incomex
Sales +
Sales growth %
Expenses +
Cost of services
Employee benefits expense
Other costs
Operating profit + lock lock lock
Operating margin % lock lock lock
Other income
Interest lock lock lock
Depreciation lock lock lock
Exceptional items
Profit before tax
Tax lock lock lock
Profit - disc. ops lock lock lock
Net profit lock lock lock
Net margin % lock lock lock
unlock

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Ratio

** All numbers in INR crores
Solvency +
Total Debt/Equity
Net Debt/Equity lock lock lock
Total Debt/Assets
Total Assets/Equity
Liquidity +
Current Ratio
Quick Ratio
Interest Coverage
Performance lock lock lock
Gross Margin
Operating Margin
Net Margin
Return + lock lock lock
Return on Equity
Pre-tax ROCE lock lock lock
Return on Assets lock lock lock
Pre-tax ROIC lock lock lock
Efficiency + lock lock lock
Days Payable lock lock lock
Days Inventory lock lock lock
Days Receivable lock lock lock
Fixed Asset Turnover lock lock lock
Total Asset Turnover lock lock lock
Working Capital lock lock lock
Cash Conversion Cycle lock lock lock
Working Capital Days lock lock lock
unlock

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Subsidiaries, Associate Companies & Join Ventures of Real Smart Micro Finance Association

Company Identifier Name Percentage of Shares Held
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Fund Raising Activity of Real Smart Micro Finance Association

Date of Allotment Securities Alloted Terms Number of Securities Nominal Amount Premium Amount Due & Payable Premium Amount Paid Total Discount Amount to be Paid on Calls (Excluding Premium) Attachments
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Board Meetings of Real Smart Micro Finance Association

Date of Filing Date of Dispatch of Notice Date of Passing Resolution Section (Companies Act 2013) Section (Companies Act 1956) Subject Matter of Resolution Resolution Agreed By Resolution Type Additional Documents
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Auditors of Real Smart Micro Finance Association

Financial Year Name of Auditor or Firm PAN of Auditor or Firm Membership Number / Registration Number Name of Auditor Signing Report Membership Number of Auditor Signing Report
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Outstanding Payments to Micro & Small Enterprises

Filing Type As On Amount Due to MSME Current Liabilities Ratio to Current Liabilities Reasons for Delay
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Investor Complaints & Serious Complaints About Real Smart Micro Finance Association

Director Complain

Date DIN Cessation Date Cessation Reason Complaint
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Serious Complaints

Date Complaint Other
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Investor Complaints & Other Complaints

Date Complaint Type Complaint Sub Type Particulars of Secutiries Period Complaint Other Details
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Prosecution Details of Real Smart Micro Finance Association

S.No. Defaulting Entities Court Name Prosecution Section Date of Order Status
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FAQs- Real Smart Micro Finance Association

What is REAL SMART MICRO FINANCE ASSOCIATION ?

REAL SMART MICRO FINANCE ASSOCIATION having CIN U67190UP2016NPL077061 is 1 years , 4 month old Private Indian Company incorporated with MCA on 30 Jan 2024. REAL SMART MICRO FINANCE ASSOCIATION is listed in the class of Private Indian Company and classified as Non-government company. This company is registered at Registrar of Companies(ROC), ROC Kanpur with an Authorized Share Capital of 1,000,000 and paid-up capital is 100,000.

What is the CIN of REAL SMART MICRO FINANCE ASSOCIATION?

CIN of REAL SMART MICRO FINANCE ASSOCIATION is U67190UP2016NPL077061.

Where is REAL SMART MICRO FINANCE ASSOCIATION located?

Address of REAL SMART MICRO FINANCE ASSOCIATION is H no -2 village ahmadpur post shivpur vsi,varanasi,uttar pradesh,india-221003,.

Who are the directors of REAL SMART MICRO FINANCE ASSOCIATION ?

The company has 4 directors/key management personnel Vijay Yadav,suresh Yadav,ashok Yadav,ashok Yadav,

What is the contact details of REAL SMART MICRO FINANCE ASSOCIATION ?

Email : vijaybandhuenterprises@gmail.com
Address : Kasya Kushinagar Uttar Pradesh India 274403

What does REAL SMART MICRO FINANCE ASSOCIATION do?

REAL SMART MICRO FINANCE ASSOCIATION is involved in activities such as Computer programming, consultancy and related activities

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